Insurance For Everyone policy:
Specialist personal accident insurance for people working within their country of residence from 3 days up to 52 weeks.
Available globally including all high risk locations and conflict zones.
Get a quote and buy online for immediate cover.
The policy covers:
Section 1
- Accidental death
Section 2
- Permanent disability by an accident
Sum insured: $100,000 to $500,000
Premium: Based on where cover is required and term of policy
Policy term: From three days to 52 weeks
If you don't find the answer you're looking for below, feel free to get in touch.
Cover within Sanctioned Countries
We provide cover for people travelling to, and working within, sanctioned countries. However, due to international sanctions regulations, we cannot provide cover to anyone who is a legal permanent resident of the following countries: Russia, Belarus, Iran, North Korea, Syria, and Cuba.
Payments within Sanctioned countries
Our insurers are unable to make any payments within a sanctioned country.
In this case claims payments are made to the policyholder as a reimbursement for invoices approved by our insurers for claims submitted .
Yes, subject to the pre existing conditions clause.
You can find all our Terms and conditions and other documents in our download area of our Group Site
Yes. We specialise in providing cover for journaliusts, media workers and people on short assignments.
You can take out a policy for any period from 3 days up to 52 weeks. This is ideal for individuals or teams working on temporary deployments, field visits, or project-based contracts.
If you’re insuring a group, our Group Personal Accident Insurance allows you to cover staff from as little as 1 day, up to 365 days.
Costs start at US $11.00 per person per day, plus a US $10.00 policy fee.
Whether you’re covering one person or a full team, we make it easy to arrange short-term, affordable protection.
Yes, of course. All documents, for all our policies, including the International support available is available on our Group Website through this link.
Accidental Death is covered by all our policies and is 100%.
We of course include cover in conflict / war zones including travelling in a military vehicle as a passenger without additional premium.
You can find a FULL comparison of our three policies here.
Specialist personal accident insurance for people specifically working within their country of residence from 3 days up to 52 weeks.
These may often be Fixers, Drivers, Transaltors or local technicla staff
This is known as our 'Insurance For Everyone policy' and available globally including all high risk locations and conflict zones.
Section One: Accidental death only
Section Two: - Permanent disability by an accident
Sum insured: $100,000 to $500,000 per section
Premium: From $11 per person per day
Deductible: Section two, $250 each and every claim
We include cover in conflict / war zones including travelling in a military vehicle as a passenger without additional premium.
This cover is designed for media organisations and freelancers who need to insure locally employed journalists, fixers, drivers, translators, and production staff working in their own country. These are often the people who know the ground best and play a crucial role in news gathering, especially in high-risk or remote locations.
The policy is available for any media worker based in their country of residence. It’s especially useful for international outlets that want to provide proper protection for their local teams, without needing to run everything through a UK or international base.
It provides access to emergency support, medical care, and crisis response—ensuring that local staff are treated with the same duty of care as foreign correspondents.
Yes you can download the full terms and conditions here
Yes, we can arrange K&R cover through our underwriters. Please follow the process on our Bespoke Quote page, giving as much information as possible.
Please note that arranging Kidnap and Ransom cover can be complex and can take some time to arrange.
We have created a side-by-side comparison table to make the differences clear. Take a look here
The only insurance designed by journalists, for journalists.
We work with journalists, media professionals and industry organisations across the globe to ensure they, and the overseas workers to whom they have a duty of care, get the comprehensive and reliable insurance cover they need — so they can focus on their crucial work.
Working with ACOS Alliance, PayDesk, the IPI and many other media organisations we are a global provider of insurance for journalists and media professionals.
If you are a membership organisation looking for insurance cover for your members please get in touch.