

The International Federation of Journalists (IFJ) final 2025 list records 128 journalists and media workers killed, including 10 women. It is a hard read. It should be.
We support the IFJ’s work. This list is not about headlines. It is about people. And it is a prompt for action inside the media industry. Because if you report, film, produce, fix, edit, or commission coverage in high-risk places, you already know the truth - risk is not rare. It is part of the operating environment.
This guide references the IFJ report and turns it into a practical plan for working journalists and news teams. It also explains why standard travel insurance often fails in conflict zones and civil unrest, and what specialist media cover is designed to do differently.
Get a quote now
The IFJ list covers different regions and different threat types, from active war to targeted killings. But the pattern is familiar to anyone in the field - danger shows up in more places than people expect. Not only on the front line, but on roads, at checkpoints, during unrest, and in day to day reporting where hostile actors know exactly who you are.
There is another truth that often gets missed in safety planning - the people at highest risk are often the ones who cannot leave when the story ends. Local journalists, local camera operators, local producers, and fixers can face risk before, during and after publication.
So the right question is not “is this assignment risky?” The question is “what are we doing to reduce harm and what support is in place if prevention fails?”
The IFJ frames the list in the context of impunity. That matters because impunity turns violence into a tool. If attackers expect no consequences, intimidation becomes routine, and targeting becomes easier to repeat.
For journalists, that leads to three practical implications:
This is not an argument for fear. It is an argument for structure. A clear safety plan, a clear decision chain, and cover that matches the reality of your work.
Duty of care is often talked about like a policy document. In real life it is a set of decisions that change outcomes.
If you are a newsroom leader, editor, producer or assignment manager, duty of care means you should be able to answer these questions clearly:
If you are freelance, duty of care often lands on you by default. That can feel unfair. It also makes preparation even more important. Your choices about routes, kit, comms, and cover are the difference between a close call and a life changing incident.
If you want a deeper look at the practical side of safety planning, start here: Media safety guidelines in conflict zones - what every journalist needs to know.
Standard travel insurance is built for holidays and routine business trips. Even “business travel” policies usually assume predictable risks and stable access to healthcare.
Once you move into hostile environments, the gaps show up fast. Here are the most common problems journalists run into:
Many mainstream policies exclude claims linked to war, civil unrest, and terrorism. Those are the exact conditions journalists are often covering. So you can end up paying for cover that disappears when it matters.
In high-risk places, travel warnings are common. Some insurers treat these warnings as a reason to restrict cover or reject claims. That is why journalists need specialist cover that is built for the places the story actually is.
Some policies exclude “hazardous activities” or restrict cover for high-risk professional work. That can create disputes at the worst possible time.
Even when a policy mentions evacuation, limits and conditions can make it unusable in the field. In a real emergency you need speed, clear instructions, and a pathway to appropriate care.
If you want a blunt explainer written for media people, read: Your travel insurance is a dangerous fantasy.
Specialist cover exists because journalism risk is not theoretical. It is physical. It is unpredictable. It is often time critical.
Insurance for the media is designed around real-world needs such as:
On our policies, cover is designed for higher-risk environments where standard travel insurance often will not respond. You can check what applies to your situation by choosing the right route below.
Choose the right quote route
If you want context on what specialist cover is for, and where standard cover breaks, this article is a useful companion: Insurance for journalists working in conflict zones - what you need to know.
The IFJ list should change how we plan, not only how we mourn. Here is a simple plan you can use before your next high-risk assignment. It applies whether you are staff or freelance.
Risk climbs when the team feels pressure to “push through” to justify the trip. So define success in practical terms:
Focus on what actually happens:
Then match those threats with mitigations: route planning, comms plans, safe accommodation, local advice, protective kit, and medical pathways.
Fixers and local producers are essential to reporting. They also face serious risk, often with less protection. If your plan protects the visiting journalist but not the local partner, it is not a complete plan.
For a deeper look at this issue, read: Unseen, unnamed, uncovered - the hidden risks faced by fixers in conflict zones.
Do not wait until you are at the airport. Check these points early:
Then choose the right quote route:
Often not. Many policies exclude war, civil unrest and terrorism, or restrict cover in places with travel warnings. If you are reporting in high-risk environments, you need cover designed for that context.
Follow your emergency instructions and contact the assistance team as soon as possible. Speed matters. Waiting for admin clarity wastes time when care needs arranging.
Use local media cover if you are working inside your country of residence. Use travel cover if you are working outside your country of residence.
The IFJ list is a reminder that journalism is being attacked in too many places, too often. We cannot fix that with insurance. But we can make sure that if something goes wrong, you are not left exposed, unsupported, or fighting exclusions when you should be focussed on recovery.
Get a quote now:
Want help choosing the right route? Use the guidance in our News section: insuranceforthemedia.com/news.
Reference: IFJ final 2025 list of 128 journalists and media workers killed.
Insurance For Group administer specialist insurance schemes for members of the media including journalists and local media workers worldwide.
Insurance for Ltd are administrators of specialist insurance schemes insured by Atlas Life Insurance (PCC) Ltd which is licensed and regulated by the Seychelles Financial Services Authority. This scheme is 100% reinsured by Lloyds of London.
ACOS Alliance
Frontline Freelance Register
PayDesk
The International Press Institute
The Inter American Press Association
The Foreign Correspondent Association of East Africa and others.
To receive occasional information about rates and media safety sign up for our newsletter. You can unsubscribe at any time.
⚠ Make An Emergency Claim ⚠
Email: info@insuranceforgroup.com
Registered office: Insurance For Ltd. Rsm Fifth Floor, Central Square, 29 Wellington Street, Leeds, England, LS1 4DL, UK
Company Registration No: 09879856
Privacy/Cookies Policy | Terms and Conditions Policy

